Access Mortgages is a member of the NACFB -
National Association of Commercial Finance Brokers




All members are required to abide by a Code Of Practice, under which they must:

• Not seek or acquire business using methods which are, or are likely to be, perceived to be oppressive, dishonest, deceitful, misrepresentative, or in any other manner contrary to the objectives or standards of the Association;
• Not propose to a potential client terms and conditions for the provision of services which are anything other than fair and reasonable;
• Use all due diligence, and take such action as is necessary and appropriate, in protecting their clients' interests;
• At all times respect (and ensure that staff do likewise) the confidentiality of information supplied to them in the course of their business;
• At all times only refer proposals to reputable funders;
• Give competent advice to clients, having first considered appropriate comparable products on their behalf.

Terms of Business

Where the application is for a commercial or residential investment mortgage, and before your broker approaches a funder with formal details of your application, you will normally be requested to sign a Terms of Business Agreement, as a consequence of which a contractual liability will arise between you. This will incorporate the likely terms on which any loan is made.