Commercial Mortgages are a way of financing the purchase of freehold or leasehold commercial premises. As with residential mortgages, the commercial mortgage provider holds a legal charge, or claim, over the business premises or lease until the mortgage has been repaid in full.
Access Mortgages is a Commercial Mortgage Brokerage headed up by Simon Peace who has over 20 years experience as a lender and broker arranging commercial mortgages for clients. As a lender he worked for Allied Irish Banks Group, Barclays Bank and the Royal Bank of Scotland. He has ben a Broker for the last 12 years and Access Mortgages is well placed in the market to have access to a wide range of commercial mortgage products to suit all needs.
As National Commercial Mortgage Brokers, Access Mortgages are ideally placed in Central England to negotiate suitable commercial mortgages for business situated in any part of the untied Kingdom.
We act on behalf of the borrower, not the lender, and are able to save the client undue worry, expenditure and wasted time by sourcing the best commercial mortgage product to suit their needs immediately. We are well acquainted with all the principle commercial mortgage lenders with whom we have built up close connections over many years.
The borrower is provided with a full schedule of likely lending terms before and commitment is made.
The firm is a member of the National Association of Commercial Finance Brokers (NAFCB) and adheres to their Code of Conduct which has been registered with the Office of Fair Trading. This includes guidance on a complaints procedure should the need arise.
Short and Long Term facilities can be arranged secured by a First Charge over freehold or leasehold commercial premises.
Short Term, quick drawdown bridging facilities can also be arranged secured by a Second or even Third Charge over freehold commercial premises.